:root {
  --navy: #071d2b;
  --navy-2: #0d3041;
  --teal: #0f7182;
  --blue: #2e7fa3;
  --paper: #f5f3ee;
  --paper-2: #ebe8e0;
  --white: #fffefb;
  --graphite: #27343d;
  --muted: #66747d;
  --line: #ccd3d4;
  --success: #21735a;
  --success-soft: #e8f2ed;
  --warning: #9a621b;
  --warning-soft: #f8eedc;
  --danger: #a33c36;
  --danger-soft: #f8e8e5;
  --display: 'Instrument Sans', system-ui, sans-serif;
  --body: 'IBM Plex Sans', system-ui, sans-serif;
  --content: 1240px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body { margin: 0; color: var(--graphite); background: var(--paper); font-family: var(--body); -webkit-font-smoothing: antialiased; }
body, button, input, select, textarea { font-variant-numeric: tabular-nums; }
button, input, select, textarea { font: inherit; }
button, a, select, summary { touch-action: manipulation; -webkit-tap-highlight-color: rgba(15, 113, 130, .14); }
button { cursor: pointer; }
a { color: inherit; text-decoration: none; }
img { max-width: 100%; display: block; }
svg { width: 20px; height: 20px; }
h1, h2, h3, p { margin-top: 0; }
h1, h2, h3 { color: var(--navy); font-family: var(--display); text-wrap: balance; }
h1 { font-size: clamp(2.45rem, 5.4vw, 5.4rem); line-height: .98; letter-spacing: -.055em; }
h2 { font-size: clamp(1.8rem, 3vw, 3.25rem); line-height: 1.05; letter-spacing: -.042em; }
h3 { font-size: 1.05rem; line-height: 1.25; letter-spacing: -.02em; }
p { line-height: 1.65; text-wrap: pretty; }
[id] { scroll-margin-top: 92px; }
button:focus-visible, a:focus-visible, input:focus-visible, select:focus-visible, textarea:focus-visible, summary:focus-visible, [tabindex]:focus-visible { outline: 3px solid rgba(46, 127, 163, .38); outline-offset: 3px; }

.skip-link { position: fixed; top: 10px; left: 10px; z-index: 500; padding: 11px 15px; color: white; background: var(--navy); transform: translateY(-160%); }
.skip-link:focus { transform: translateY(0); }
.sr-only, .section-tag.sr-only { position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0,0,0,0); white-space: nowrap; border: 0; }

.site-header, .account-header { position: sticky; top: 0; z-index: 60; border-bottom: 1px solid rgba(204, 211, 212, .88); background: rgba(245, 243, 238, .94); backdrop-filter: blur(14px); }
.header-inner { width: min(var(--content), calc(100% - 48px)); min-height: 78px; margin: 0 auto; display: flex; align-items: center; justify-content: space-between; gap: 24px; }
.brand { display: inline-flex; align-items: center; gap: 11px; flex: 0 0 auto; }
.brand-mark { width: 36px; height: 36px; display: grid; place-items: center; color: white; background: var(--navy); border-radius: 50%; font: 700 17px/1 var(--display); }
.brand strong, .brand small { display: block; }
.brand strong { color: var(--navy); font: 700 18px/1 var(--display); letter-spacing: -.04em; }
.brand small { margin-top: 3px; color: var(--muted); font-size: 9px; }
.desktop-nav, .account-nav { display: flex; align-items: center; justify-content: center; gap: 26px; min-width: 0; }
.desktop-nav a, .account-nav a { position: relative; color: #43515b; font-size: 12px; font-weight: 600; white-space: nowrap; }
.desktop-nav a::after, .account-nav a::after { content: ''; position: absolute; right: 0; bottom: -11px; left: 0; height: 2px; background: var(--teal); transform: scaleX(0); transition: transform .16s ease; transform-origin: left; }
.desktop-nav a:hover, .desktop-nav a[aria-current], .account-nav a:hover, .account-nav a[aria-current] { color: var(--navy); }
.desktop-nav a[aria-current]::after, .account-nav a[aria-current]::after { transform: scaleX(1); }
.header-actions, .account-tools { display: flex; align-items: center; gap: 10px; flex: 0 0 auto; }
.text-button { border: 0; padding: 10px 8px; color: var(--navy); background: transparent; font-size: 12px; font-weight: 700; }
.menu-button { display: none; width: 42px; height: 42px; place-items: center; border: 1px solid var(--line); color: var(--navy); background: transparent; border-radius: 50%; }
.mobile-menu { display: grid; padding: 12px 24px 20px; border-top: 1px solid var(--line); background: var(--paper); }
.mobile-menu a, .mobile-menu button { padding: 13px 0; border: 0; border-bottom: 1px solid var(--line); color: var(--navy); background: transparent; text-align: left; font-weight: 650; }

.button { min-height: 44px; display: inline-flex; align-items: center; justify-content: center; gap: 9px; padding: 0 18px; border: 1px solid transparent; border-radius: 4px; font-size: 12px; font-weight: 700; line-height: 1; text-align: center; transition: background .16s ease, border-color .16s ease, color .16s ease, transform .16s ease; }
.button:hover { transform: translateY(-1px); }
.button.primary { color: white; background: var(--teal); }
.button.primary:hover { background: #0a5968; }
.button.quiet { color: var(--navy); border-color: var(--line); background: transparent; }
.button.quiet:hover { border-color: #8ca0a7; background: rgba(255,255,255,.42); }
.button.light { color: var(--navy); background: var(--white); }
.button.danger { color: var(--danger); border-color: #deb8b3; background: var(--danger-soft); }
.button.large { min-height: 52px; padding-inline: 23px; }
.button.small { min-height: 34px; padding-inline: 11px; font-size: 10px; }
.button.full { width: 100%; }
.button:disabled { cursor: not-allowed; opacity: .45; transform: none; }
.text-link, .button-link { border: 0; color: var(--teal); background: transparent; font-size: 12px; font-weight: 700; text-decoration: underline; text-underline-offset: 4px; }

.section-wrap, .page-wrap, .account-page { width: min(var(--content), calc(100% - 48px)); margin: 0 auto; }
.public-page { overflow: hidden; }
.section-tag, .stage-name, .step-label { display: block; margin-bottom: 14px; color: var(--teal); font-size: 11px; font-weight: 700; letter-spacing: .015em; }
.section-tag.light { color: #89c6cf; }
.section-intro { max-width: 630px; }
.section-intro p, .editorial-head p, .account-page-head p { color: var(--muted); }

.hero { min-height: calc(100vh - 78px); display: grid; grid-template-columns: minmax(0, 46%) minmax(0, 54%); }
.hero-copy { align-self: center; padding: 72px max(36px, calc((100vw - var(--content)) / 2)) 72px max(24px, calc((100vw - var(--content)) / 2)); }
.hero-copy h1 { max-width: 720px; margin-bottom: 28px; }
.hero-copy > p { max-width: 590px; margin-bottom: 30px; color: #50616c; font-size: 16px; }
.hero-actions { display: flex; flex-wrap: wrap; gap: 11px; }
.hero-trust { display: flex; flex-wrap: wrap; gap: 8px 20px; margin-top: 30px; padding-top: 20px; border-top: 1px solid var(--line); color: var(--muted); font-size: 10px; }
.hero-trust span::before { content: '✓'; margin-right: 7px; color: var(--success); font-weight: 800; }
.hero-visual { position: relative; min-height: 620px; margin: 0; overflow: hidden; background: var(--navy); }
.hero-visual::after { content: ''; position: absolute; inset: 0; background: linear-gradient(90deg, rgba(7,29,43,.26), transparent 28%); pointer-events: none; }
.hero-visual img { width: 100%; height: 100%; object-fit: cover; object-position: 52% center; }
.hero-visual figcaption { position: absolute; z-index: 1; right: 22px; bottom: 18px; padding: 7px 10px; color: rgba(255,255,255,.78); background: rgba(7,29,43,.64); font-size: 9px; }

.product-band { display: grid; grid-template-columns: .75fr 1.25fr; gap: 84px; padding-block: 118px; }
.product-lines { border-top: 1px solid var(--line); }
.product-lines article { display: grid; grid-template-columns: 46px 1fr auto; gap: 20px; align-items: center; padding: 28px 0; border-bottom: 1px solid var(--line); }
.product-symbol, .vehicle-mark { color: var(--teal); }
.product-symbol svg { width: 28px; height: 28px; }
.product-lines h3 { margin-bottom: 6px; font-size: 20px; }
.product-lines p { margin: 0; color: var(--muted); font-size: 12px; }
.product-lines a { color: var(--teal); font-size: 11px; font-weight: 700; }

.journey { padding-block: 104px; border-top: 1px solid var(--line); }
.journey ol { margin: 50px 0 30px; padding: 0; list-style: none; border-top: 1px solid var(--line); }
.journey li { display: grid; grid-template-columns: 100px minmax(0,1fr); gap: 28px; padding: 26px 0; border-bottom: 1px solid var(--line); }
.journey li > span { color: var(--teal); font: 600 13px var(--display); }
.journey h3 { margin-bottom: 7px; font-size: 23px; }
.journey li p { max-width: 680px; margin: 0; color: var(--muted); font-size: 13px; }

.flexi-feature { padding-block: 106px; color: white; background: var(--navy); }
.flexi-grid { display: grid; grid-template-columns: 1.05fr .95fr; gap: 110px; align-items: center; }
.flexi-grid h2 { max-width: 620px; color: white; }
.flexi-grid p { max-width: 590px; color: #b1c2cb; }
.flexi-grid dl { margin: 0; border-top: 1px solid #31505f; }
.flexi-grid dl > div { display: grid; grid-template-columns: 110px 1fr; gap: 18px; padding: 20px 0; border-bottom: 1px solid #31505f; }
.flexi-grid dt { color: white; font: 650 14px var(--display); }
.flexi-grid dd { margin: 0; color: #a8bdc7; font-size: 12px; }

.care-preview { display: grid; grid-template-columns: 1fr .85fr; gap: 100px; align-items: center; padding-block: 112px; }
.care-copy p { max-width: 610px; color: var(--muted); }
.care-copy a { color: var(--teal); font-weight: 700; text-decoration: underline; text-underline-offset: 4px; }
.care-ticket { min-height: 250px; display: flex; flex-direction: column; justify-content: space-between; padding: 30px; border: 1px solid #aebabc; border-left: 7px solid var(--teal); background: var(--white); }
.care-ticket span, .care-ticket small { color: var(--muted); font-size: 11px; }
.care-ticket strong { max-width: 430px; color: var(--navy); font: 650 clamp(1.7rem, 3vw, 2.6rem)/1.08 var(--display); }
.help-strip { display: flex; justify-content: space-between; align-items: center; gap: 32px; margin-bottom: 100px; padding: 36px 0; border-block: 1px solid var(--line); }
.help-strip h2 { max-width: 730px; margin-bottom: 0; }

.page-wrap { padding-block: 76px 110px; }
.page-wrap.narrow, .narrow-account { max-width: 920px; }
.editorial-head { max-width: 910px; margin-bottom: 68px; }
.editorial-head h1 { font-size: clamp(2.6rem, 5vw, 5rem); }
.editorial-head p { max-width: 720px; font-size: 16px; }
.product-detail { border-top: 1px solid var(--line); }
.product-detail article { display: grid; grid-template-columns: 90px 1fr; gap: 30px; padding: 46px 0; border-bottom: 1px solid var(--line); }
.vehicle-mark svg { width: 48px; height: 48px; }
.product-detail h2 { margin-bottom: 12px; }
.product-detail p { max-width: 690px; color: var(--muted); }
.product-detail ul, .care-plans ul, .practical-notes ul { margin: 20px 0 0; padding-left: 18px; color: #4e606b; line-height: 1.8; font-size: 12px; }
.product-cta { display: flex; justify-content: space-between; align-items: center; gap: 30px; margin-top: 60px; padding: 34px; color: white; background: var(--navy); }
.product-cta h2 { margin-bottom: 8px; color: white; font-size: 28px; }
.product-cta p { margin: 0; color: #abc0ca; font-size: 12px; }
.principle-list { border-top: 1px solid var(--line); }
.principle-list article { display: grid; grid-template-columns: .7fr 1.3fr; gap: 50px; padding: 32px 0; border-bottom: 1px solid var(--line); }
.principle-list h2 { font-size: 25px; }
.principle-list p { max-width: 650px; color: var(--muted); }
.care-plans { display: grid; grid-template-columns: 1fr 1fr; gap: 18px; }
.care-plans article { min-height: 430px; display: flex; flex-direction: column; padding: 34px; border: 1px solid var(--line); background: rgba(255,255,255,.45); }
.care-plans article:last-child { color: white; border-color: var(--navy); background: var(--navy); }
.care-plans article:last-child h2 { color: white; }
.care-plans article:last-child p, .care-plans article:last-child ul { color: #b0c1ca; }
.care-plans h2 { margin: 22px 0 10px; }
.care-plans ul { flex: 1; }
.care-plans strong { margin-top: 28px; font-size: 13px; }
.plan-label { color: var(--teal); font-size: 11px; font-weight: 700; }
.care-plans article:last-child .plan-label { color: #8ac9d3; }
.legal-note { margin-top: 20px; color: var(--muted); font-size: 10px; }
.support-callout { display: flex; align-items: center; justify-content: space-between; gap: 26px; margin-top: 48px; padding: 30px; border: 1px solid var(--line); background: var(--white); }
.support-callout h2 { margin-bottom: 5px; font-size: 26px; }
.support-callout p { margin: 0; color: var(--muted); font-size: 12px; }

.wizard-page { width: min(1120px, calc(100% - 48px)); margin: 0 auto; padding: 30px 0 64px; }
.wizard-top { display: flex; justify-content: space-between; align-items: center; margin-bottom: 26px; color: var(--muted); font-size: 10px; }
.wizard-top a { display: inline-flex; align-items: center; gap: 8px; color: var(--navy); font-weight: 700; }
.wizard-top a svg { width: 15px; transform: rotate(180deg); }
.wizard-layout { min-height: 690px; display: grid; grid-template-columns: 250px minmax(0,1fr); border: 1px solid #bbc6c8; background: var(--white); }
.wizard-steps { display: flex; flex-direction: column; padding: 34px 28px; color: white; background: var(--navy); }
.wizard-steps ol { margin: 12px 0 30px; padding: 0; list-style: none; }
.wizard-steps li { min-height: 50px; display: grid; grid-template-columns: 27px 1fr; gap: 10px; align-items: center; color: #7f9aa7; font-size: 11px; }
.wizard-steps li > span { width: 24px; height: 24px; display: grid; place-items: center; border: 1px solid #426273; border-radius: 50%; font-size: 9px; }
.wizard-steps li.active { color: white; }
.wizard-steps li.active > span { color: var(--navy); border-color: #8ecbd4; background: #8ecbd4; }
.wizard-steps li.done { color: #bbced6; }
.wizard-steps p { margin-top: auto; color: #839ca8; font-size: 9px; }
.wizard-panel { min-width: 0; display: flex; flex-direction: column; padding: 34px 48px 28px; }
.wizard-progress { display: none; height: 3px; margin: -34px -48px 28px; background: #dfe5e5; }
.wizard-progress span { display: block; height: 100%; background: var(--teal); transition: width .2s ease; }
.wizard-question { width: min(680px, 100%); margin: auto; padding-block: 18px; }
.wizard-question h1 { margin-bottom: 16px; font-size: clamp(2.25rem, 4vw, 3.7rem); }
.wizard-question > p { max-width: 620px; margin-bottom: 30px; color: var(--muted); font-size: 13px; }
.wizard-controls { display: flex; justify-content: space-between; gap: 12px; padding-top: 20px; border-top: 1px solid var(--line); }
.wizard-controls .button:last-child { margin-left: auto; }
.binary-choice { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; margin-bottom: 24px; }
.choice-tile { min-height: 130px; display: flex; flex-direction: column; justify-content: space-between; align-items: flex-start; padding: 20px; border: 1px solid var(--line); color: var(--navy); background: var(--white); text-align: left; }
.choice-tile.selected { border-color: var(--teal); box-shadow: inset 4px 0 0 var(--teal); background: #f1f7f6; }
.choice-tile svg { width: 28px; height: 28px; color: var(--teal); }
.choice-tile strong, .choice-tile small { display: block; }
.choice-tile strong { margin-bottom: 3px; font-family: var(--display); }
.choice-tile small { color: var(--muted); }
.stacked-options, .experience-rows { display: grid; border-top: 1px solid var(--line); }
.option-row { display: grid; grid-template-columns: 20px 1fr; gap: 15px; align-items: flex-start; padding: 20px 4px; border: 0; border-bottom: 1px solid var(--line); color: var(--graphite); background: transparent; text-align: left; }
.option-row > span { color: var(--teal); }
.option-row strong, .option-row small { display: block; }
.option-row strong { margin-bottom: 5px; color: var(--navy); font: 650 16px var(--display); }
.option-row small { color: var(--muted); line-height: 1.5; }
.option-row.selected { background: #f0f6f5; }
.experience-row { display: grid; grid-template-columns: 1fr auto; gap: 26px; padding: 26px 4px; border: 0; border-bottom: 1px solid var(--line); background: transparent; text-align: left; }
.experience-row > strong { align-self: center; color: var(--teal); font-size: 11px; }
.experience-row > div > span { color: var(--teal); font-size: 10px; font-weight: 700; }
.experience-row h2 { margin: 8px 0; font-size: 25px; }
.experience-row p { margin: 0; color: var(--muted); font-size: 11px; }
.experience-row.selected { padding-inline: 18px; background: #edf5f4; box-shadow: inset 4px 0 0 var(--teal); }

.form-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 18px; }
.field { display: grid; gap: 8px; min-width: 0; }
.field.full { grid-column: 1 / -1; }
.field label { color: var(--navy); font-size: 11px; font-weight: 700; }
.field input, .field select, .field textarea, .money-field, .suffix-field { width: 100%; min-height: 48px; border: 1px solid #b9c4c6; border-radius: 3px; color: var(--navy); background-color: var(--white); }
.field input, .field select, .field textarea { padding: 11px 13px; }
.field textarea { min-height: 112px; resize: vertical; }
.money-field, .suffix-field { display: grid; grid-template-columns: auto 1fr; align-items: center; padding-inline: 13px; }
.suffix-field { grid-template-columns: 1fr auto; }
.money-field span, .suffix-field span { color: var(--muted); font-size: 12px; }
.money-field input, .suffix-field input { min-height: 44px; padding: 0 8px; border: 0; background: transparent; outline: 0; }
.money-field:focus-within, .suffix-field:focus-within { border-color: var(--blue); box-shadow: 0 0 0 3px rgba(46,127,163,.15); }
.guidance-note, .info-note { margin-top: 22px; padding: 14px 16px; border-left: 3px solid var(--blue); color: #4e636d; background: #edf2f3; font-size: 11px; }
.guidance-note p { margin: 4px 0 0; }
.inline-error { margin: 16px 0 0; padding: 11px 13px; color: var(--danger); background: var(--danger-soft); font-size: 11px; }
.simulation-grid { display: grid; grid-template-columns: 1fr .78fr; gap: 26px; align-items: start; }
.simulation-form { display: grid; gap: 14px; }
.live-summary { position: sticky; top: 100px; padding: 24px; color: white; background: var(--navy); }
.live-summary > span, .live-summary > small { display: block; color: #9eb4bf; font-size: 9px; }
.live-summary > strong { display: block; margin: 8px 0 20px; font: 650 clamp(1.8rem, 3vw, 2.7rem)/1 var(--display); }
.live-summary dl { margin: 0 0 18px; }
.live-summary dl > div { display: flex; justify-content: space-between; gap: 12px; padding: 10px 0; border-top: 1px solid #31505f; }
.live-summary dt, .live-summary dd { font-size: 10px; }
.live-summary dd { margin: 0; font-weight: 700; }
.summary-step { max-width: 740px; }
.summary-hero { padding: 28px; color: white; background: var(--navy); }
.summary-hero > span { color: #a8bdc7; font-size: 10px; }
.summary-hero > strong { display: block; margin: 8px 0 20px; font: 650 clamp(2.1rem, 4vw, 3.5rem)/1 var(--display); }
.summary-hero p { margin: 0; font-weight: 600; }
.summary-hero.tight { background: #6e4b1e; }
.summary-hero.unsuitable { background: #682f2b; }
.summary-ledger { display: grid; grid-template-columns: 1fr 1fr; border: 1px solid var(--line); border-top: 0; }
.summary-ledger > dl, .summary-guidance { margin: 0; padding: 22px; }
.summary-ledger > dl { border-right: 1px solid var(--line); }
.summary-ledger dl > div { display: flex; justify-content: space-between; gap: 14px; padding: 9px 0; border-bottom: 1px solid var(--line); }
.summary-ledger dt { color: var(--muted); font-size: 10px; }
.summary-ledger dd { margin: 0; color: var(--navy); font-size: 10px; font-weight: 700; text-align: right; }
.summary-guidance h2 { font-size: 20px; }
.summary-guidance p { color: var(--muted); font-size: 10px; }
.summary-guidance strong { color: var(--navy); font-size: 10px; }
.assumptions { margin-top: 16px; border-top: 1px solid var(--line); }
.assumptions summary { padding: 13px 0; color: var(--navy); font-size: 11px; font-weight: 700; cursor: pointer; }
.assumptions p { color: var(--muted); font-size: 10px; }

.account-header { background: rgba(255,254,251,.96); }
.account-header .header-inner { width: min(1380px, calc(100% - 38px)); }
.account-nav { gap: 20px; }
.account-nav a { font-size: 11px; }
.notification-button { position: relative; width: 40px; height: 40px; display: grid; place-items: center; border: 0; color: var(--navy); background: transparent; }
.notification-button span { position: absolute; top: 8px; right: 7px; width: 7px; height: 7px; border: 2px solid white; border-radius: 50%; background: var(--danger); }
.profile-button { display: flex; align-items: center; gap: 9px; padding: 4px 6px; border: 0; color: var(--navy); background: transparent; text-align: left; }
.profile-button > span:first-child { width: 34px; height: 34px; display: grid; place-items: center; border-radius: 50%; color: white; background: var(--navy); font-size: 10px; font-weight: 700; }
.profile-copy strong, .profile-copy small { display: block; }
.profile-copy strong { font-size: 10px; }
.profile-copy small { margin-top: 2px; color: var(--muted); font-size: 8px; }
.account-shell { min-height: 720px; background: #f1f2ef; }
.account-page { padding-block: 46px 80px; }
.account-page-head { max-width: 780px; margin-bottom: 36px; }
.account-page-head h1, .dashboard-greeting h1 { margin-bottom: 12px; font-size: clamp(2.4rem, 4.6vw, 4.3rem); }
.account-page-head p, .dashboard-greeting p { max-width: 680px; margin: 0; }
.account-page-head.split, .dashboard-greeting { max-width: none; display: flex; justify-content: space-between; align-items: end; gap: 30px; }
.dashboard-greeting { margin-bottom: 32px; }
.contract-plate { padding: 34px; color: white; background: var(--navy); }
.contract-heading { position: relative; padding-bottom: 24px; border-bottom: 1px solid #31505f; }
.contract-heading > span, .contract-heading > small { color: #92abb7; font-size: 10px; }
.contract-heading h2 { margin: 8px 0 6px; color: white; font-size: clamp(1.8rem, 3.4vw, 3.2rem); }
.contract-main { display: grid; grid-template-columns: 1fr 1fr; padding: 30px 0; border-bottom: 1px solid #31505f; }
.contract-main > div:last-child { padding-left: 30px; border-left: 1px solid #31505f; }
.contract-main span, .contract-meta span { display: block; margin-bottom: 8px; color: #92abb7; font-size: 9px; }
.contract-main strong { font: 650 clamp(1.8rem, 4vw, 3.4rem)/1 var(--display); }
.contract-meta { display: grid; grid-template-columns: repeat(3,1fr); gap: 20px; padding: 24px 0; }
.contract-meta strong { font-size: 12px; }
.tenor-progress, .readiness-bar, .apply-progress { height: 4px; overflow: hidden; background: #36515f; }
.tenor-progress span, .readiness-bar span, .apply-progress span { display: block; height: 100%; background: #77c3cd; transition: width .2s ease; }
.contract-plate > small { display: block; margin-top: 10px; color: #92abb7; }
.dashboard-ledger { margin-top: 42px; border-top: 1px solid #b9c4c6; }
.dashboard-ledger > header { padding: 28px 0 10px; }
.service-links a { display: grid; grid-template-columns: 50px 1fr 22px; gap: 18px; align-items: center; padding: 21px 4px; border-bottom: 1px solid var(--line); }
.service-links a > span { align-self: start; color: #85969d; font-size: 10px; }
.service-links h3 { margin-bottom: 4px; }
.service-links p { margin: 0; color: var(--muted); font-size: 11px; }
.service-links a > svg { color: var(--teal); transition: transform .16s ease; }
.service-links a:hover > svg { transform: translateX(3px); }

.apply-progress { margin-bottom: 30px; background: #d9dfdf; }
.returning-note { margin-bottom: 24px; padding: 18px 20px; border-left: 4px solid var(--teal); background: #e7efee; }
.returning-note p { margin: 5px 0 0; color: var(--muted); font-size: 11px; }
.account-form, .decision-panel, .application-state, .request-state, .guard-action, .practical-notes { padding: 28px; border: 1px solid var(--line); background: var(--white); }
.account-form h2 { margin-bottom: 24px; }
.application-intro { max-width: 620px; margin: -12px 0 24px; color: var(--muted); font-size: 12px; }
.account-form-actions { display: flex; justify-content: space-between; margin-top: 20px; }
.account-form-actions .button:last-child { margin-left: auto; }
.check-row { display: flex; align-items: flex-start; gap: 10px; margin-top: 22px; color: #4f6069; font-size: 11px; line-height: 1.5; }
.check-row input { margin-top: 2px; }
.document-head { display: flex; justify-content: space-between; gap: 20px; }
.document-head p { color: var(--muted); font-size: 11px; }
.document-head > strong { color: var(--teal); font: 650 24px var(--display); }
.readiness-bar { margin: 4px 0 18px; background: #dfe5e5; }
.document-table { border-top: 1px solid var(--line); }
.document-table article { display: grid; grid-template-columns: 30px minmax(0,1fr) auto auto; gap: 14px; align-items: center; padding: 17px 0; border-bottom: 1px solid var(--line); }
.document-icon { color: var(--teal); }
.document-table h3 { margin-bottom: 3px; font-size: 13px; }
.document-table p, .document-table small { margin: 0; color: var(--muted); font-size: 9px; }
.document-status { padding: 5px 7px; color: var(--muted); border: 1px solid var(--line); font-size: 9px; white-space: nowrap; }
.document-status.uploaded { color: var(--success); border-color: #a7cabc; background: var(--success-soft); }
.document-status.needs-update { color: var(--warning); border-color: #d9c19f; background: var(--warning-soft); }
.review-ledger { border-top: 1px solid var(--line); }
.review-ledger > div { display: grid; grid-template-columns: 160px 1fr; gap: 26px; padding: 20px 0; border-bottom: 1px solid var(--line); }
.review-ledger h3 { margin: 0; }
.review-ledger dl { display: grid; grid-template-columns: 150px 1fr; gap: 8px 18px; margin: 0; }
.review-ledger dt { color: var(--muted); font-size: 10px; }
.review-ledger dd { margin: 0; color: var(--navy); font-size: 11px; font-weight: 700; }
.decision-panel, .application-state { text-align: center; }
.decision-mark { width: 52px; height: 52px; display: grid; place-items: center; margin: 0 auto 18px; border-radius: 50%; color: white; background: var(--success); }
.decision-panel > p { max-width: 580px; margin-inline: auto; color: var(--muted); }
.decision-panel > small { display: block; margin-top: 12px; color: var(--muted); }
.decision-actions { display: flex; justify-content: center; flex-wrap: wrap; gap: 9px; }
.next-steps { display: grid; grid-template-columns: 24px 1fr; gap: 10px; max-width: 560px; margin: 24px auto; text-align: left; }
.next-steps span { width: 22px; height: 22px; display: grid; place-items: center; color: white; border-radius: 50%; background: var(--teal); font-size: 9px; }
.next-steps p { margin: 0; color: var(--muted); font-size: 11px; }
.application-state > span, .request-state > span { color: var(--teal); font-size: 10px; font-weight: 700; }
.application-state h2 { margin: 12px 0 24px; }
.application-state dl { margin: 0 auto 24px; max-width: 540px; }
.application-state dl > div { display: flex; justify-content: space-between; gap: 20px; padding: 11px 0; border-bottom: 1px solid var(--line); font-size: 11px; }
.application-state dd { margin: 0; font-weight: 700; }

.approval-sheet { color: white; background: var(--navy); }
.approval-title { padding: 28px; border-bottom: 1px solid #31505f; }
.approval-title span { color: #93aeba; font-size: 10px; }
.approval-title h2 { margin: 8px 0 0; color: white; }
.approval-sheet dl { display: grid; grid-template-columns: repeat(4,1fr); margin: 0; }
.approval-sheet dl > div { padding: 20px 22px; border-right: 1px solid #31505f; }
.approval-sheet dt { margin-bottom: 7px; color: #93aeba; font-size: 9px; }
.approval-sheet dd { margin: 0; font-size: 12px; font-weight: 700; }
.activation-section { padding: 30px 0; border-bottom: 1px solid var(--line); }
.activation-section h2 { margin-bottom: 8px; font-size: 27px; }
.activation-section > p { color: var(--muted); font-size: 11px; }
.date-options, .care-select { display: grid; grid-template-columns: repeat(4,1fr); gap: 10px; margin-top: 18px; }
.date-options button, .care-select button { min-height: 90px; padding: 16px; border: 1px solid var(--line); color: var(--navy); background: var(--white); }
.date-options button strong, .date-options button span, .care-select strong, .care-select span { display: block; }
.date-options button strong { font: 650 26px var(--display); }
.date-options button span, .care-select span { margin-top: 4px; color: var(--muted); font-size: 9px; }
.date-options button.selected, .care-select button.selected { border-color: var(--teal); box-shadow: inset 4px 0 0 var(--teal); background: #edf5f4; }
.care-select { grid-template-columns: 1fr 1fr; }
.care-select button { text-align: left; }
.account-page > .button.full { margin-top: 28px; }

.payment-due, .date-statement, .care-account-hero { display: grid; grid-template-columns: .8fr 1.2fr; gap: 50px; align-items: center; padding: 30px; color: white; background: var(--navy); }
.payment-due span, .payment-due small, .date-statement span, .date-statement small, .care-account-hero span, .care-account-hero small { display: block; color: #9bb2bc; font-size: 9px; }
.payment-due strong, .date-statement strong { display: block; margin: 8px 0; font: 650 34px var(--display); }
.payment-due p { color: #aec0c8; font-size: 11px; }
.history-table, .workshop-list { margin-top: 34px; border-top: 1px solid #b8c4c6; }
.history-table > header, .workshop-list > header { padding: 24px 0 12px; }
.history-row { display: grid; grid-template-columns: 1fr 1fr 1.3fr 1fr 1.3fr; gap: 14px; padding: 15px 4px; border-bottom: 1px solid var(--line); font-size: 10px; }
.history-head { color: var(--muted); font-weight: 700; }
.status-text { color: var(--success); }
.status-processing { color: var(--amber); }
.status-failed { color: var(--danger); }
.date-statement { grid-template-columns: 1fr 1fr; }
.date-statement > div:last-child { padding-left: 30px; border-left: 1px solid #31505f; }
.request-state { margin-top: 24px; }
.request-state h2 { margin: 10px 0; }
.request-state p { color: var(--muted); }
.request-state > strong { display: block; margin-bottom: 18px; color: var(--warning); font-size: 11px; }
.request-heading { display: flex; align-items: flex-start; justify-content: space-between; gap: 24px; }
.request-heading > div > span { color: var(--teal); font-size: 10px; font-weight: 700; letter-spacing: .08em; text-transform: uppercase; }
.request-heading h2 { max-width: 620px; }
.request-heading > strong { flex: 0 0 auto; padding: 7px 9px; border: 1px solid var(--line); color: var(--warning); font-size: 10px; text-transform: uppercase; }
.request-meta { display: grid; grid-template-columns: .7fr .9fr 1.5fr; margin: 22px 0; border-block: 1px solid var(--line); }
.request-meta div { padding: 16px 16px 16px 0; }
.request-meta div + div { padding-left: 16px; border-left: 1px solid var(--line); }
.request-meta dt { margin-bottom: 6px; color: var(--muted); font-size: 10px; font-weight: 700; letter-spacing: .06em; text-transform: uppercase; }
.request-meta dd { margin: 0; color: var(--ink); font-size: 13px; font-weight: 600; }
.request-copy { margin-bottom: 20px; padding: 18px; border-left: 3px solid var(--teal); background: var(--paper); }
.request-copy > strong { font-size: 11px; text-transform: uppercase; }
.request-copy p { margin: 7px 0 0; overflow-wrap: anywhere; }
.request-copy.needs-details { border-left-color: var(--warning); }
.assistance-state > .info-note { margin: 18px 0 0; }
.assessment-intro { display: grid; grid-template-columns: 1fr 210px; gap: 36px; align-items: center; margin-top: 20px; padding: 30px; border: 1px solid #8fb3bc; box-shadow: inset 5px 0 0 var(--teal); background: #edf4f3; }
.assessment-intro > div > span, .assessment-head > div > span, .assessment-question > span, .assessment-complete > div > span { color: var(--teal); font-size: 10px; font-weight: 700; }
.assessment-intro h2 { margin: 8px 0; font-size: 30px; }
.assessment-intro p { max-width: 670px; margin: 0; color: var(--muted); font-size: 11px; }
.assessment-intro-aside { padding-left: 25px; border-left: 1px solid #aec8ce; }
.assessment-intro-aside strong, .assessment-intro-aside small { display: block; }
.assessment-intro-aside strong { color: var(--navy); font: 650 22px var(--display); }
.assessment-intro-aside small { margin: 4px 0 16px; color: var(--muted); font-size: 9px; }
.assessment-shell { margin-top: 20px; border: 1px solid #aebdbf; background: var(--white); scroll-margin-top: 92px; }
.assessment-head { display: flex; justify-content: space-between; gap: 32px; padding: 30px; color: white; background: var(--navy); }
.assessment-head h2 { margin: 7px 0; color: white; font-size: 30px; }
.assessment-head p { max-width: 690px; margin: 0; color: #adc0c8; font-size: 10px; }
.assessment-head > strong { align-self: flex-start; flex: 0 0 auto; padding: 8px 10px; border: 1px solid #496673; color: white; font-size: 10px; }
.assessment-progress { display: grid; grid-template-columns: repeat(4,1fr); margin: 0; padding: 0; border-bottom: 1px solid var(--line); list-style: none; }
.assessment-progress li { min-width: 0; display: flex; align-items: center; gap: 9px; padding: 15px 12px; border-right: 1px solid var(--line); color: var(--muted); font-size: 9px; font-weight: 600; }
.assessment-progress li:last-child { border-right: 0; }
.assessment-progress li span { width: 22px; height: 22px; display: grid; place-items: center; flex: 0 0 auto; border: 1px solid #b8c5c6; border-radius: 50%; font-size: 8px; }
.assessment-progress li.active { color: var(--navy); box-shadow: inset 0 -3px 0 var(--teal); }
.assessment-progress li.active span, .assessment-progress li.done span { border-color: var(--teal); color: white; background: var(--teal); }
.assessment-body { padding: 34px 30px; }
.assessment-question > h3 { margin: 8px 0; color: var(--navy); font: 650 34px/1.05 var(--display); letter-spacing: -.04em; text-wrap: balance; }
.assessment-question > p { max-width: 720px; margin: 0 0 26px; color: var(--muted); font-size: 11px; }
.assessment-choice-list { border-top: 1px solid var(--line); }
.assessment-choice-list button { width: 100%; display: grid; grid-template-columns: 24px 1fr; gap: 10px; padding: 15px 4px; border: 0; border-bottom: 1px solid var(--line); color: var(--graphite); background: transparent; text-align: left; }
.assessment-choice-list button > span { color: var(--teal); }
.assessment-choice-list strong, .assessment-choice-list small { display: block; }
.assessment-choice-list small { margin-top: 4px; color: var(--muted); font-size: 9px; }
.assessment-choice-list button.selected { padding-inline: 14px; background: #edf4f3; }
.assessment-fields { display: grid; grid-template-columns: .7fr 1.3fr; gap: 18px; margin-top: 26px; }
.assessment-fields .full { grid-column: 2; }
.assessment-financial-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 17px; }
.assessment-duration { display: grid; grid-template-columns: repeat(4,1fr); gap: 9px; margin: 28px 0 20px; padding: 0; border: 0; }
.assessment-duration legend { grid-column: 1 / -1; margin-bottom: 8px; color: var(--navy); font-size: 11px; font-weight: 700; }
.assessment-duration button { min-height: 88px; padding: 14px; border: 1px solid var(--line); color: var(--navy); background: white; text-align: left; }
.assessment-duration button strong, .assessment-duration button small { display: block; }
.assessment-duration button small { margin-top: 5px; color: var(--muted); font-size: 8px; }
.assessment-duration button.selected { border-color: var(--teal); box-shadow: inset 3px 0 0 var(--teal); background: #edf4f3; }
.recovery-field { max-width: 330px; }
.evidence-guidance { display: grid; grid-template-columns: 190px 1fr; gap: 20px; margin-bottom: 22px; padding: 18px; border-block: 1px solid var(--line); }
.evidence-guidance strong { color: var(--navy); font-size: 11px; }
.evidence-guidance ul { margin: 0; padding-left: 18px; color: var(--muted); font-size: 10px; }
.evidence-upload { min-height: 112px; display: flex; align-items: center; justify-content: center; gap: 14px; padding: 22px; border: 1px dashed #789ca5; color: var(--navy); background: #f4f7f6; cursor: pointer; text-align: left; }
.evidence-upload svg { width: 28px; color: var(--teal); }
.evidence-upload strong, .evidence-upload small { display: block; }
.evidence-upload small { margin-top: 5px; color: var(--muted); font-size: 9px; }
.evidence-input:focus-visible + .evidence-upload { outline: 3px solid rgba(46,127,163,.38); outline-offset: 3px; }
.evidence-list { margin-top: 16px; border-top: 1px solid var(--line); }
.evidence-list > p { margin: 0; padding: 17px 4px; color: var(--muted); font-size: 10px; }
.evidence-list article { display: grid; grid-template-columns: 28px minmax(0,1fr) 36px; gap: 12px; align-items: center; padding: 13px 3px; border-bottom: 1px solid var(--line); }
.evidence-list article > span { color: var(--teal); }
.evidence-list article strong, .evidence-list article small { display: block; overflow-wrap: anywhere; }
.evidence-list article small { margin-top: 3px; color: var(--muted); font-size: 8px; }
.evidence-list article button { width: 34px; height: 34px; display: grid; place-items: center; border: 1px solid var(--line); border-radius: 50%; color: var(--navy); background: transparent; }
.privacy-note { margin: 16px 0 0 !important; padding-left: 12px; border-left: 2px solid var(--teal); color: var(--muted); font-size: 9px !important; }
.assessment-review { display: grid; grid-template-columns: 1.4fr 1fr .8fr; border-block: 1px solid var(--line); }
.assessment-review > div { min-width: 0; padding: 20px 20px 20px 0; }
.assessment-review > div + div { padding-left: 20px; border-left: 1px solid var(--line); }
.assessment-review h4 { margin: 0 0 13px; color: var(--navy); font-size: 15px; }
.assessment-review dl { display: grid; grid-template-columns: 1fr 1fr; gap: 8px 12px; margin: 0; }
.assessment-review dt { color: var(--muted); font-size: 9px; }
.assessment-review dd { margin: 0; color: var(--navy); font-size: 10px; font-weight: 700; text-align: right; overflow-wrap: anywhere; }
.assessment-review p { color: var(--muted); font-size: 9px; overflow-wrap: anywhere; }
.assessment-declaration { margin-top: 22px; }
.assessment-error { margin: 0 30px; }
.assessment-actions { display: flex; justify-content: space-between; gap: 10px; padding: 18px 30px; border-top: 1px solid var(--line); background: #f5f7f6; }
.assessment-complete { display: grid; grid-template-columns: 48px 1fr; gap: 18px 22px; margin-top: 20px; padding: 30px; border: 1px solid #8fb3bc; background: var(--white); scroll-margin-top: 92px; }
.assessment-complete h2 { margin: 6px 0; }
.assessment-complete > div > p { margin: 0; color: var(--muted); font-size: 11px; }
.assessment-complete > dl { grid-column: 2; display: grid; grid-template-columns: repeat(3,1fr); margin: 0; border-block: 1px solid var(--line); }
.assessment-complete > dl div { padding: 16px 15px 16px 0; }
.assessment-complete > dl div + div { padding-left: 15px; border-left: 1px solid var(--line); }
.assessment-complete dt { margin-bottom: 5px; color: var(--muted); font-size: 9px; }
.assessment-complete dd { margin: 0; color: var(--navy); font-size: 11px; font-weight: 700; }
.assessment-complete-note { grid-column: 2; padding: 17px; border-left: 3px solid var(--teal); background: var(--paper); }
.assessment-complete > .button { grid-column: 2; justify-self: start; }
.guard-reminder { display: grid; grid-template-columns: 48px 1fr; gap: 18px; align-items: center; padding: 24px; color: white; background: var(--navy); }
.guard-reminder > span { width: 42px; height: 42px; display: grid; place-items: center; border-radius: 50%; background: var(--teal); }
.guard-reminder h2 { margin-bottom: 5px; color: white; font-size: 22px; }
.guard-reminder p { margin: 0; color: #aec1c9; font-size: 11px; }
.guard-action, .practical-notes { margin-top: 20px; }
.guard-action p, .practical-notes li { color: var(--muted); }
.care-account-hero h2 { margin: 8px 0; color: white; }
.care-account-hero p { margin: 0; color: #abc0c9; font-size: 11px; }
.care-account-hero strong { display: block; margin-bottom: 7px; font: 650 22px var(--display); }
.workshop-list header p { color: var(--muted); }
.workshop-list article, .case-list article { display: flex; justify-content: space-between; align-items: center; gap: 20px; padding: 18px 4px; border-bottom: 1px solid var(--line); }
.workshop-list h3, .case-list strong { margin-bottom: 4px; }
.workshop-list p, .case-list p { margin: 0; color: var(--muted); font-size: 10px; }
.plus-offer { display: flex; justify-content: space-between; align-items: center; gap: 30px; margin-top: 38px; padding: 28px; border: 1px solid var(--line); background: var(--white); }
.plus-offer > div > span { color: var(--teal); font-size: 10px; font-weight: 700; }
.plus-offer h2 { margin: 8px 0; }
.plus-offer p { margin: 0; color: var(--muted); font-size: 11px; }
.support-options { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; }
.support-options > button { display: grid; grid-template-columns: 38px 1fr; gap: 14px; padding: 22px; border: 1px solid var(--line); color: var(--graphite); background: var(--white); text-align: left; }
.support-options h2 { margin-bottom: 6px; font-size: 20px; }
.support-options p { margin: 0; color: var(--muted); font-size: 10px; }
.support-options svg { color: var(--teal); }
.case-list { margin-top: 34px; }
.case-list article > span { color: var(--warning); font-size: 10px; font-weight: 700; }
.faq-list { margin-top: 46px; border-top: 1px solid var(--line); }
.faq-list h2 { padding-top: 26px; }
.faq-list details { border-bottom: 1px solid var(--line); }
.faq-list summary { padding: 17px 0; color: var(--navy); font-size: 12px; font-weight: 700; cursor: pointer; }
.faq-list details p { max-width: 720px; color: var(--muted); font-size: 11px; }
.empty-state { display: grid; justify-items: start; gap: 18px; padding: 52px; border: 1px solid var(--line); background: var(--white); }
.empty-state > span { width: 48px; height: 48px; display: grid; place-items: center; border-radius: 50%; color: white; background: var(--teal); }
.empty-state h1 { max-width: 700px; font-size: 37px; }

.assistant-launcher { position: fixed; right: 24px; bottom: 22px; z-index: 80; min-height: 48px; display: flex; align-items: center; gap: 9px; padding: 0 17px; border: 0; border-radius: 25px; color: white; background: var(--teal); box-shadow: 0 10px 28px rgba(7,29,43,.2); font-size: 11px; font-weight: 700; }
.assistant-launcher.assessment-active { bottom: 88px; }
.assistant-panel { position: fixed; right: 24px; bottom: 82px; z-index: 90; width: min(390px, calc(100vw - 28px)); max-height: min(620px, calc(100vh - 110px)); display: flex; flex-direction: column; border: 1px solid #aebabc; background: var(--white); box-shadow: 0 24px 70px rgba(7,29,43,.24); }
.assistant-panel.assessment-active { bottom: 148px; }
.assistant-panel > header { display: flex; justify-content: space-between; align-items: flex-start; padding: 18px; color: white; background: var(--navy); }
.assistant-panel header span { color: #95afba; font-size: 8px; }
.assistant-panel header h2 { margin: 4px 0 0; color: white; font-size: 20px; }
.assistant-panel header button { width: 34px; height: 34px; display: grid; place-items: center; border: 0; color: white; background: transparent; }
.assistant-messages { flex: 1; min-height: 240px; padding: 17px; overflow-y: auto; overscroll-behavior: contain; }
.assistant-intro > p { color: var(--muted); font-size: 11px; }
.assistant-intro > div { display: grid; gap: 7px; }
.assistant-intro button { padding: 10px; border: 1px solid var(--line); color: var(--navy); background: transparent; text-align: left; font-size: 10px; }
.assistant-message { width: fit-content; max-width: 88%; margin-bottom: 10px; padding: 10px 12px; color: #40545e; background: #edf1f0; font-size: 10px; line-height: 1.5; white-space: pre-wrap; overflow-wrap: anywhere; }
.assistant-message.user { margin-left: auto; color: white; background: var(--teal); }
.assistant-message .button { margin-top: 9px; color: var(--navy); }
#assistant-form { display: grid; grid-template-columns: 1fr 42px; gap: 7px; padding: 12px; border-top: 1px solid var(--line); }
#assistant-form input { min-width: 0; min-height: 42px; padding: 10px; border: 1px solid var(--line); background: white; }
#assistant-form button { display: grid; place-items: center; border: 0; color: white; background: var(--teal); }
.assistant-panel > small { padding: 0 14px 12px; color: var(--muted); font-size: 8px; }

.modal-backdrop { position: fixed; inset: 0; z-index: 200; display: grid; place-items: center; padding: 20px; background: rgba(7,29,43,.66); overscroll-behavior: contain; }
.modal { width: min(610px, 100%); max-height: min(780px, 94vh); overflow-y: auto; padding: 25px; background: var(--white); box-shadow: 0 28px 80px rgba(7,29,43,.32); }
.modal > header { display: flex; justify-content: space-between; gap: 20px; margin-bottom: 22px; }
.modal > header h2 { margin-bottom: 6px; }
.modal > header p { margin: 0; color: var(--muted); font-size: 11px; }
.close-button { width: 38px; height: 38px; display: grid; place-items: center; flex: 0 0 auto; border: 1px solid var(--line); color: var(--navy); background: transparent; border-radius: 50%; }
.demo-notice { padding: 14px 16px; border-left: 3px solid var(--teal); background: #edf4f3; }
.demo-notice p { margin: 4px 0 0; color: var(--muted); font-size: 10px; }
.persona-list { margin-top: 18px; border-top: 1px solid var(--line); }
.persona-list button { width: 100%; display: grid; grid-template-columns: 38px 1fr 20px; gap: 12px; align-items: center; padding: 14px 2px; border: 0; border-bottom: 1px solid var(--line); color: var(--navy); background: transparent; text-align: left; }
.persona-list button > span { width: 34px; height: 34px; display: grid; place-items: center; border-radius: 50%; color: white; background: var(--navy); font-size: 9px; }
.persona-list strong, .persona-list small { display: block; }
.persona-list small { margin-top: 3px; color: var(--muted); font-size: 9px; }
.persona-list svg { color: var(--teal); }
.payment-total { margin-bottom: 20px; padding: 22px; color: white; background: var(--navy); }
.payment-total span, .payment-total small { display: block; color: #9bb2bc; font-size: 9px; }
.payment-total strong { display: block; margin: 8px 0; font: 650 32px var(--display); }
.modal-actions { display: flex; justify-content: flex-end; gap: 9px; margin-top: 22px; }
.modal-copy { color: var(--muted); }
.notification-list article { padding: 14px 0; border-bottom: 1px solid var(--line); }
.notification-list p { margin: 5px 0 0; color: var(--muted); font-size: 10px; }

.toast-stack { position: fixed; right: 22px; bottom: 82px; z-index: 300; }
.toast { width: min(360px, calc(100vw - 30px)); padding: 14px 16px; color: white; background: var(--navy); box-shadow: 0 16px 40px rgba(7,29,43,.24); }
.toast strong, .toast span { display: block; }
.toast strong { font-size: 11px; }
.toast span { margin-top: 4px; color: #aabfc8; font-size: 9px; }

.site-footer { display: flex; justify-content: space-between; gap: 50px; padding: 42px max(24px, calc((100vw - var(--content)) / 2)); color: #9fb3bc; background: var(--navy); }
.site-footer .brand strong { color: white; }
.site-footer .brand small { color: #7895a2; }
.site-footer p { max-width: 500px; margin: 18px 0 0; font-size: 9px; }
.site-footer nav { display: flex; flex-wrap: wrap; gap: 18px; align-items: flex-start; }
.site-footer a, .site-footer button { padding: 0; border: 0; color: #c2d0d6; background: transparent; font-size: 9px; }

@media (max-width: 1100px) {
  .desktop-nav { gap: 15px; }
  .desktop-nav a { font-size: 10px; }
  .account-nav { display: none; }
  .account-header .menu-button { display: grid; }
  .hero { grid-template-columns: 1fr; }
  .hero-copy { padding: 78px max(24px, calc((100vw - var(--content)) / 2)); }
  .hero-visual { min-height: 520px; }
  .product-band { grid-template-columns: 1fr; gap: 40px; }
  .flexi-grid, .care-preview { gap: 60px; }
  .wizard-layout { grid-template-columns: 210px 1fr; }
}

@media (max-width: 820px) {
  .desktop-nav, .header-actions .text-button, .header-actions .button { display: none; }
  .site-header .menu-button { display: grid; }
  .header-inner { width: calc(100% - 28px); min-height: 70px; }
  .section-wrap, .page-wrap, .account-page { width: min(100% - 30px, var(--content)); }
  .product-band, .journey, .care-preview { padding-block: 76px; }
  .product-lines article { grid-template-columns: 42px 1fr; }
  .product-lines a { grid-column: 2; }
  .flexi-grid, .care-preview { grid-template-columns: 1fr; }
  .wizard-page { width: min(100% - 20px, 1120px); padding-top: 14px; }
  .wizard-top { padding-inline: 6px; }
  .wizard-layout { grid-template-columns: 1fr; }
  .wizard-steps { display: none; }
  .wizard-panel { min-height: calc(100vh - 110px); padding: 30px 24px 18px; }
  .wizard-progress { display: block; margin: -30px -24px 28px; }
  .wizard-controls { position: sticky; bottom: 0; z-index: 5; margin: 24px -24px -18px; padding: 14px 24px calc(14px + env(safe-area-inset-bottom)); background: var(--white); }
  .simulation-grid, .summary-ledger { grid-template-columns: 1fr; }
  .summary-ledger > dl { border-right: 0; border-bottom: 1px solid var(--line); }
  .live-summary { position: static; }
  .account-page-head.split, .dashboard-greeting { align-items: flex-start; flex-direction: column; }
  .account-page { padding-top: 34px; }
  .approval-sheet dl { grid-template-columns: 1fr 1fr; }
  .date-options { grid-template-columns: 1fr 1fr; }
  .document-table article { grid-template-columns: 28px minmax(0,1fr) auto; }
  .document-table .button { grid-column: 2 / -1; justify-self: start; }
  .payment-due, .care-account-hero { grid-template-columns: 1fr; gap: 22px; }
  .history-row { grid-template-columns: 1fr 1fr 1fr; }
  .history-row span:nth-child(3), .history-row span:nth-child(5) { display: none; }
  .assessment-intro { grid-template-columns: 1fr; }
  .assessment-intro-aside { padding: 20px 0 0; border-top: 1px solid #aec8ce; border-left: 0; }
  .assessment-fields, .assessment-review { grid-template-columns: 1fr; }
  .assessment-fields .full { grid-column: auto; }
  .assessment-review > div { padding: 17px 0; }
  .assessment-review > div + div { padding-left: 0; border-top: 1px solid var(--line); border-left: 0; }
  .assessment-complete > dl { grid-template-columns: 1fr; }
  .assessment-complete > dl div { padding: 13px 0; }
  .assessment-complete > dl div + div { padding-left: 0; border-top: 1px solid var(--line); border-left: 0; }
}

@media (max-width: 560px) {
  h1 { font-size: 3rem; }
  h2 { font-size: 2rem; }
  .hero { min-height: auto; }
  .hero-copy { padding: 58px 18px 50px; }
  .hero-copy > p { font-size: 14px; }
  .hero-actions { display: grid; }
  .hero-visual { min-height: 350px; }
  .hero-visual img { object-position: 58% center; }
  .product-band { padding-block: 68px; }
  .journey li { grid-template-columns: 40px 1fr; gap: 12px; }
  .journey h3 { font-size: 19px; }
  .flexi-feature { padding-block: 72px; }
  .flexi-grid dl > div { grid-template-columns: 85px 1fr; }
  .help-strip, .support-callout, .product-cta, .plus-offer { align-items: flex-start; flex-direction: column; }
  .page-wrap { padding-block: 54px 78px; }
  .editorial-head { margin-bottom: 44px; }
  .editorial-head h1 { font-size: 3rem; }
  .product-detail article { grid-template-columns: 58px 1fr; gap: 18px; }
  .vehicle-mark svg { width: 36px; height: 36px; }
  .care-plans, .binary-choice, .form-grid, .care-select, .support-options { grid-template-columns: 1fr; }
  .wizard-question { padding-block: 5px; }
  .wizard-question h1 { font-size: 2.65rem; }
  .experience-row { grid-template-columns: 1fr; gap: 10px; }
  .wizard-controls { gap: 8px; }
  .wizard-controls .button { flex: 1; padding-inline: 10px; }
  .contract-plate { padding: 24px 18px; }
  .contract-main, .contract-meta { grid-template-columns: 1fr; gap: 0; }
  .contract-main > div { padding: 15px 0; }
  .contract-main > div:last-child { padding-left: 0; border-top: 1px solid #31505f; border-left: 0; }
  .contract-meta > div { padding: 12px 0; border-bottom: 1px solid #31505f; }
  .service-links a { grid-template-columns: 34px 1fr 18px; gap: 10px; }
  .account-form, .decision-panel, .application-state, .request-state, .guard-action, .practical-notes { padding: 22px 17px; }
  .document-head { flex-direction: column; }
  .document-table article { grid-template-columns: 24px minmax(0,1fr); }
  .document-status, .document-table .button { grid-column: 2; justify-self: start; }
  .review-ledger > div { grid-template-columns: 1fr; gap: 10px; }
  .review-ledger dl { grid-template-columns: 110px 1fr; }
  .approval-sheet dl { grid-template-columns: 1fr; }
  .approval-sheet dl > div { border-right: 0; border-bottom: 1px solid #31505f; }
  .date-statement { grid-template-columns: 1fr; gap: 0; }
  .date-statement > div { padding: 14px 0; }
  .date-statement > div:last-child { padding-left: 0; border-top: 1px solid #31505f; border-left: 0; }
  .workshop-list article, .case-list article { align-items: flex-start; flex-direction: column; }
  .profile-copy { display: none; }
  .assistant-launcher { right: 14px; bottom: 14px; }
  .assistant-panel { right: 14px; bottom: 72px; max-height: calc(100vh - 88px); }
  .modal-backdrop { padding: 10px; }
  .modal { padding: 20px 16px; }
  .modal-actions { display: grid; grid-template-columns: 1fr 1fr; }
  .request-heading { display: block; }
  .request-heading > strong { display: inline-block; margin-top: 4px; }
  .request-meta { grid-template-columns: 1fr; }
  .request-meta div { padding: 13px 0; }
  .request-meta div + div { padding-left: 0; border-top: 1px solid var(--line); border-left: 0; }
  .assessment-intro, .assessment-head, .assessment-body, .assessment-complete { padding: 22px 17px; }
  .assessment-head { display: block; }
  .assessment-head > strong { display: inline-block; margin-top: 14px; }
  .assessment-progress { grid-template-columns: 1fr 1fr; }
  .assessment-progress li:nth-child(2) { border-right: 0; }
  .assessment-progress li:nth-child(-n+2) { border-bottom: 1px solid var(--line); }
  .assessment-question > h3 { font-size: 29px; }
  .assessment-financial-grid, .assessment-duration { grid-template-columns: 1fr; }
  .evidence-guidance { grid-template-columns: 1fr; gap: 8px; }
  .assessment-error { margin-inline: 17px; }
  .assessment-actions { position: sticky; bottom: 0; z-index: 4; padding: 14px 17px calc(14px + env(safe-area-inset-bottom)); }
  .assessment-actions .button { flex: 1; }
  .assessment-complete { grid-template-columns: 38px 1fr; }
  .assessment-complete > dl, .assessment-complete-note, .assessment-complete > .button { grid-column: 1 / -1; }
  .site-footer { align-items: flex-start; flex-direction: column; padding: 38px 20px 90px; }
}

@media (pointer: fine) { html { overscroll-behavior: none; } }
@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after { scroll-behavior: auto !important; animation-duration: .01ms !important; transition-duration: .01ms !important; }
}